We offer a program for everyone
A share draft is a credit union checking account. Better then traditional checking accounts because
- No monthly Service fees
- No minimum balance required
The Credit Union is using Main Street Inc. Main Street Inc. is a full service provider of checks and related products for credit unions nationwide. This will enable our Members a greater savings, along with other additional benefits. The cost for ordering personal checks will be approximately $20 for a basic check which is a savings of $7. Online ordering will also be available to members who prefer to place their own orders. Please feel free to call the credit union for more details.
Visa Credit Card
To access your Visa Account Information online click on the Visa Logo above. Our Visa card our interest rate is at a competitive rate of 12.99%. Why not make your day brighter and save! Call for your application today!!
For more information on how to apply for a Debit Card please call the Credit Union. Listed below are a few numbers you may need to change your pin or report a lost/stolen card. Change PIN#1-877-265-9594 Lost/Stolen # 1-800-528-2273 (After Hours) Email: FTPSLS@cmcone.com
Signup for our new Prewards Program with the Debit Card. Enjoy special offers from your favorite merchants instantly through our money-savings Prewards program. You’ll receive discount offers from merchants through emails, the web, or text messages according to preferences. There are no coupons to clip or codes to remember in order to redeem these offers; simply use your debit card to make the purchase and you’ll realize the savings instantly! During the enrollment process, we will ask you for a few pieces of information in order to learn more about you, and ensure that the offers we send will be of highest value to you as a consumer. Savings are easy and simple. 1.) Sign up for Prewards. 2.) Begin receiving email alerts or text messages with special offers from your favorite Merchants. 3.) Use your debit card to make your purchase and watch the savings stack up at such places as 84 Lumber, Aeropostle, Barnes & Noble, Cabelas, Costco, Darden Restaurants, Dick’s Sporting Goods, Gander Mountain, Gamestop, Kohl’s, Macy’s, Pizza Hut, Sam’s Club & TGI Friday’s just to name a few. Here are a few things to know when shopping: 1.) The person at the merchant checkout will not necessarily know that there is a discount associated with your purchase, but rest assured that your Preward will be redeemed. If you provide your cell phone number when enrolling, we will send you a text message after your purchase to let you know that it was redeemed! 2.) Your transaction will be processed for the original amount at the time of purchase; with a separate credit for the savings amount to follow. Contact your credit union for more details or click on the attached link to register for the Prewards program http://iwfu.myprewards.com. Share (Savings) Account Share accounts require a maintained deposit of $25.00 Deposits can be made in any amount through direct deposit, payroll deduction, mail or over-the-counter transactions. You may request a disclosure of account terms, electronic funds transfer or check clearing policies by phone or mail Are savings deposits insured? Yes. All savings accounts are insured up to $250,000 by the NCUA, The National Credit Union Administration, an agency of the federal government.
A painless way to get in the savings habit. Through participating companies, an amount you set is taken from your paycheck and placed in your desired account. Loan payments may also be made with payroll deductions or direct deposit.
Social Security checks, pension checks, payroll checks or others can be directly deposited into your checking or share accounts at no charge.
Our main business is making loans to members. Loans are granted to buy new and used vehicles, recreational vehicles, home improvements, or seasonal specials. All loans offer competitive rates, favorable terms and the option of purchasing Life and Disability Insurance.
- Mortgage/Home Equity Loans
Competitive mortgage financing from the credit union you trust in partnership with Owners Choice is pleased to announce our mortgage financing program. Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service. Our mortgage program features:
- a secure online application process;
- expanded loan programs;
- low interest rates and closing costs; and
- expert support and assistance throughout the entire process.
All Iron Workers Federal Credit Union mortgage loans are serviced through Owners Choice, a full-service mortgage corporation serving credit unions in the greater Northeast. If you are looking for competitive mortgage financing from a lender you can trust, stop by our office or contact us at Iron Workers Federal Credit Union at 412-471-1133.
- Auto Loan – New & Used
- Installment Loans
- Share and Certificate Secured Loans
Check Out all the Loan Rates by clicking on the link below:
ACH & Wire Transfers: Click on the link below to see more information on how ACH & Wire transfers work. ACH Wire Transfers Exerpt More Services
- Shared Certificates of Deposit
- Christmas/Hanukkah Club
- Sallie Mae Student Loan
- Retirement Accounts (IRA)
- Turbo Tax Discount
Check the Promotions & Specials Page for the latest deals
- Turbo Tax
- Liberty Mutual – Personal Insurance Line
- Estate/Tax Planning & other Legal Representation
You could save hundreds of dollars on your Auto and Home Insurance! Here’s how: Get exclusive group savings off our already competitive rates. Add extra savings on your home insurance when you insure both your car and home. Obtain additional discounts based on your driving experience,car and home safety features, and more. As a member of the Iron Workers Federal Credit Union , you could save hundreds of dollars a year on car & home insurance with Liberty Mutual. Here is how: get an exclusive group savings off already competitive rates, add extra savings on both your car and home insurance and obtain additional discounts based on your driving experience, car and home safety features and more. You get service and support where you need it with 24 hour Claim Assistance, 24 hr Emergency Home Repair & optional 24 hr Roadside Assistance. You can reach us online, in person, by phone or via mobile device. We also offer automatic deductions from you bank account, credit card, online payments or direct billing. The best part you received knowledgeable support, immediate claims assistance and the latest information to help keep you and your family safe. For more information contact the Iron Workers Federal Credit Union at 412-471-1133.
True Stage Health Insurance Program through Cuna Mutual Financial Group
Your Credit Union has the opportunity to offer cost effective health insurance solutions allowing you to easily choose from a variety of health plans. Our members will be able to compare health insurance plans from carriers, get quotes and estimate available federal tax subsidies-applying them directly to their health plan to receive lower monthly premiums.
It’s another reason to like your credit union: You could save up to $427.96** on average with the TruStage Auto & Home Insurance Program. Combine auto and homeowners coverage and you could save even more. Besides discounted rates, you could get*:
- Asset Management
- NADA Vehicle Pricing Guide
Over 13 million Americans were victims of identity theft in 2013. From online data theft, to dumpster diving, to a stolen wallet, there are many ways that criminals can steal your identity. It’s more important than ever to protect yourself from this growing criminal activity. Using an identity theft protection service is the best way to minimize risk and protect your personal information from being misused. Early detection of fraud greatly reduces the financial, emotional and legal burden associated with identity theft. People who use an identity theft monitoring product or service have more control over the safety of their family and their identity.
We are excited to share with you that the Iron Workers Federal Credit Union has partnered with Sherpa Identity Protection to provide this critical protection service to our members. Sherpa is powered by the leading provider of global, enterprise-level identity protection and fraud detection technologies and solutions. Their service goes beyond standard credit monitoring to include a multi-layered approach to protecting identities – credit monitoring, internet surveillance, lost wallet protection, full-service identity and credit restoration and up to $1 million in insurance protection.
With the Iron Workers Federal Credit Union and Sherpa by your side, your identity is protected through a combination of services that includes:
- Ongoing credit monitoring and alerts.
- 24/7 internet surveillance, social security number trace.
- Full service identity restoration
- Lost wallet protection
- Plus, no charge identity theft protection insurance –out of pocket reimbursement up to $1 million and no deductible!
- Additional services available dependent up on protection level selected.
Visit www.protectedbysherpa.com for more details.